The ANZ Frequent Flyer Platinum is a mid tier card tailored for those who are looking for a nice Qantas Point sign-up bonus and to earn Qantas Points on everyday spend, without a large annual fee. We broke down the the details of this card, if you’re looking for the TL;DR, skip down to the summary. Or visit ANZ to find out more.
Qantas Points – Sign-up Bonus and earn rate
Large sign-up bonuses are a quick way to turbo-charge your points balance. The ANZ Frequent Flyer Platinum offers 75,000 bonus Qantas Points . To be eligible for these bonus points you have to be a new card holder (you don’t currently hold and haven’t opened or closed an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum or an ANZ Frequent Flyer credit card in the last 12 months.). To earn the bonus points you need to meet the minimum spend requirement of $2,500 in the first three months.
Beyond the generous 75,000 bonus Qantas Points, the ANZ Frequent Flyer Platinum offers an earn rate of
- 0.75 Qantas Point for every $1 up to and including $3,000
- 0.5 Qantas Points for every $1 over $3,000
Per statement period on eligible purchases. Eligible purchases include most transactions. Exclusion include: fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming.
For a mid-tier card this is a pretty generous earn rate with many competitors offering a flat 0.5 Qantas Points per dollar spent.
Fees and Credit Limit
The ANZ Frequent Flyer Platinum has an annual fee of $295. However, you can receive $100 back to your card if you meet the $2,500 minimum spend in the first three months. The interest rate is 20.24% on purchases and the minimum credit limit is $6,000.
Insurances and other benefits
There are also many other features of the ANZ Frequent Flyer Platinum card which may be of benefit depending on your needs.
- International and Domestic Travel Insurance
- Rental Vehicle Excess in Australia
- Purchase Protection Insurance
- Extended Warranty Insurance
Read the PDS for details.
Eligibility Criteria
These are the publicly available minimum requirements to be eligible for the ANZ Frequent Flyer Platinum credit card. Additional eligibility criteria, such as income, will generally be required later on.
- Be 18 years old of age or over, and;
- Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your visa
- Have a good credit rating
Summary
| Annual fee | $295 ($100 back after meeting the minimum spend) |
| Bonus points | 75,000 Qantas Points |
| Earn rate | 0.75 Qantas Point per $1 spent on eligible purchases up to $3,000 per statement period. 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period. |
| Interest rate (purchases) | 20.24% |
| Interest rate (cash advances) | 21.24% |
| Insurances include | Domestic Travel Insurance International Travel Insurance Purchase Protection Insurance Extended Warranty Insurance (PDS) |
| Lounge passes | None |
This is a high earning mid-tier card with included insurances and 75,000 bonus Qantas Points on offer and an annual fee of $295 (with $100 back). If you are looking for a larger sign-up bonus or a higher earn rate check out the ANZ Frequent Flyer Black.