St George low rate cashback card

The St George Low Rate credit card is an appealing, low rate no frills credit card with a decent cash back offer.

st george cash back

Earn up to $400 cashback on your supermarket and petrol spend with St George

We generally review points earning cards on this website, but cashback credit cards might also have a place in your wallet. The St George low rate vertigo card offers 10% cashback on your spend in supermarkets and petrol stations up to $400 total. Eligibility criteria, T&Cs, fees and charges may apply. 

The Details

Annual fee$55
Cash backUp to $400 on supermarket and petrol spends
Additional card holders1 complimentary additional card holder
Exclusion criteria Offer not available if you’ve held a St.George, Bank of Melbourne or BankSA credit card in the last 12 months
Minimum credit limit$500
Interest rate13.99% p.a. on purchases

Eligibility criteria

  • You’re aged 18 or over
  • You have permanent residency in Australia/NZ OR;
  • You’re a non-resident or migrant and hold an acceptable Visa, with a minimum 1 year before expiry
  • You have a regular, verifiable Australian taxable income
  • You have a fixed, verifiable residential address in Australia.
Other criteria and income assessment may apply. 

Summary

The St George Low Rate credit card is an appealing, low rate no frills credit card with a decent cash back offer. The main downside is you won’t earn points when you use this card, and it doesn’t come with insurances or other perks unlike the ANZ Frequent Flyer Black

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